Outside of general liability claims, lawsuits related to injured workers can bankrupt a nonprofit organization without adequate workers’ comp as well. This type of insurance protects employees who are injured while performing work duties. While the requirements for workers’ comp vary from state to state, most do not require it for 1099 independent contractors. Most […]
Nearly all Workers Compensation policies and some General Liability policies are audited by the insurance carrier every year after the expiration/renewal date. This can be a traumatic experience for some nonprofits. The following is an explanation of the audit process and some information that will help you to prepare for a stress-free audit.
Workers’ compensation, also known as workers’ comp, is a state-mandated insurance program that provides compensation to employees who suffer job-related injuries and illnesses. Workers’ compensation for nonprofits works the same way it does for commercial businesses. In general, an employee with a work-related illness or injury can get workers’ compensation benefits regardless of who was […]
If it hasn’t been drummed into you yet in my posts then I will say it again. In order for your General Liability to respond to a claim or a law suit you have to have done something wrong. That “you” is your organization, its employees, directors, officers, and volunteers. That “something wrong” can be […]
I speak to people all over the country every day about Workers Comp for their Nonprofit Organizations. It constantly amazes me the amount of bad advice some people get.
Workers’ Compensation, also known as Workers’ Comp, is a state-mandated insurance program that provides compensation to employees who suffer job-related injuries and illnesses. Workers’ Compensation for nonprofits works the same way it does for regular businesses.
Yes, the stories you have been reading are true. Workers Comp Premium is California are on the rise. They’ve been steadily creeping up over the past couple of years but it seems to be more significant in 2011. Not only only are rates increasing but that’s not the end of the troubles. We’ve also seen […]
“Safety, Workplace Hazards, Employee Accidents, blah, blah, blah…” Sometimes I think that’s what employees here when employers talk about preventing injuries and workplace safety. If you really want to protect your employees and lower Workers Compensation claims and hopefully decrease your Worker’s Comp premiums then you need to get buy in from your workers.
Workers Compensation rates are all over the board these days and it seems that not a day goes by that I don’t hear about another company increasing rates. That’s a frustrating thing for employers, 61% of whom have never had a Workers Comp claim of any kind. That’s especially true for California Workers’ Comp. where […]
There is a common misconception among nonprofits about what defines an Independent Contractor. And there is even more confusion when we throw the nonprofit insurance into the mix.