When discussing insurance with new nonprofit clients, a standard recommended coverage is hired & non-owned auto insurance. Unfortunately, it is a highly misunderstood coverage and often gets put at the bottom of the insurance coverage priority list.
Virtually every nonprofit has some non-owned auto use exposure; privately owned autos are often used by volunteers or employees to run “errands” or some other organization business. This non-owned auto use creates a significant risk to the organization and is perhaps the most likely claim a nonprofit will ever have. It is critical that organizations […]