If I had a penny for every nonprofit client who told me they don’t need auto insurance because they don’t own vehicles I would be a rich lady.  The secret is that auto insurance for your organization also applies to cars you DON’T own.

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There are many, many misconceptions about how volunteer drivers using their own vehicles are covered on nonprofit insurance policies.  What we mostly see is that nonprofits adopt a “hope and a prayer” attitude about volunteer drivers.  That is to say they simply hope and pray that they are covered because they usually don’t understand how […]

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