If I had a penny for every nonprofit client who told me they don’t need auto insurance because they don’t own vehicles I would be a rich lady. The secret is that auto insurance for your organization also applies to cars you DON’T own.
There are many, many misconceptions about how volunteer drivers using their own vehicles are covered on nonprofit insurance policies. What we mostly see is that nonprofits adopt a “hope and a prayer” attitude about volunteer drivers. That is to say they simply hope and pray that they are covered because they usually don’t understand how […]